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How it works - Acredius

Take your business to the next level with
the Acredius financing model

Stay in control of your finances and plan for the future

Instant offer

To receive an offer instantly, you will need to determine the loan amount and duration you need. Gather a few key documents and upload them on the platform and receive a loan offer

Secured transactions

Our secure digital wallet allows you to make transactions like sending and receiving money in a split second with our advanced security features

No hidden fees

We charge a fee of 1% on the loan amount requested per each year of the duration. Moreover, the registration is free and no fees are charged before your loan amount is received

AI-powered assessment

We use our AI-powered process to evaluate the creditworthiness of your business. We look at your financial statements and your business's digital footprint to provide the most accurate metrics

No collaterals needed

We offer unsecured loans, meaning you do not need to provide any collateral to qualify. Our investors rely on your business's creditworthiness and ability to repay the loan to provide capital

Your business needs
a financial boost?

With Acredius, you can expose your business to a global pool of investors, and get a loan that will help you grow. We're here to help make sure your business can get the funding it needs.

Our AI-powered creditworthiness assessment works with a multitude of data sources to maximize your chances of getting a loan, and we're constantly improving.

Check out this video to get a grasp of how we can help you!

Request a loan

Borrow money through
- Online, simple and fast

1. Apply for a loan offer

Your company is registered in Switzerland and you need a financial boost to grow your business? State the loan amount required and the number of months in which you would like to repay the loan.

2. Tell us about your company

Share some details about your business with us, along with your preferred repayment method. Take your potential lenders on a journey with you by describing your project and why you need the loan.

3. Get funded

Once your request is approved, your project will be published on our platform. Sit back and wait for our global pool of investors to invest in your project!

The Acredius rating system

We take the performance of your business and translate it into trust signals
so that investors can make better decisions about funding you.

Everything you need to know to be a Crowdlending pro

Which fees do I have to pay? Is Acredius trustworthy? We’ve been in your shoes and understand what you need. See our FAQs to help with your questions.
We’ve got you covered!

Speak to our awesome team

Please feel free to leave us a message here or call us directly. Our expert support team is here to help you!

Acredius AG Company Identification Number: CHE-443.581.719 © 2018-2023 Acredius AG. All rights reserved.