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Better business oppor­tunities

Your business needs a finance boost?
Proceed to pre-seed and realize your project quickly – with less paperwork and more of who you are.
We believe in you. Get an offer now!

Monthly instalments
Annual interest rate

Interest rates shown at this stage are estimates. Your exact rate depends on your risk class. You will see your personal offer after submitting your company and project information.

Borrow money through Acredius

Why it is so easy to find investors and get financed
through the Acredius platform?

Find out what makes Acredius different.
Acredius explained in less than two minutes. Watch our video.

 

Quick and easy loans – online

Simply input information about your business and project. With Acredius, getting a loan is almost paperless.
Our fast and intuitive process reduces the administrative burden of accessing finance.

Control over your data

You decide which information about your business and project to input. Non-traditional data like customer reviews, awards you may have won, or social media profiles can all help your case. We’ll translate your input into TRUST SIGNALS for investors.

High approval rate

Acredius optimizes approval rates by combining traditional aspects of creditworthiness assessment with non-conventional data. This increases likelihood of being approved for an Acredius loan.

Instant loan offer

Our artificial intelligence and machine learning algorithms measure the probability of a default and the affordability risk in seconds, giving you an instant loan offer. Approve, and your project goes live directly to the investor pool.

You’re a start-up

You’ve got a great idea and need some early stage financing to get things moving. It’s too early for VC and too risky for banks – what you need is Acredius.
 

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Your business needs a liquidity boost

You’ve got customers, but you need to make some expenditure before you can invoice them. Instead of a high interest bank loan, try out Acredius!
 

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You’re an SME

You’re in business, but you lack the liquidity to realize a new project. Whether it’s some R&D, a recruitment campaign, or a costly machine you require for growth, the investors on the Acredius platform will be interested!
 

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Recent Projects

A+
P-U76V65I37 | 
CHF 1'011'000.00
0% financed
Designergy
Objective
Growth
Industry
Construction
CHF 1'011'000.00
0% financed
17 days 21:36
Show details
A
P-D37X15V90 | 
CHF 152'000.00
0% financed
AgroPress New Business
Objective
Growth
Industry
Information and communication
CHF 152'000.00
0% financed
18 days 22:12
Show details
A
P-I3U70C85 | 
CHF 207'000.00
0% financed
KLIMASCHUTZ
Objective
Liquidity
Industry
Other service activities
CHF 207'000.00
0% financed
12 days 00:33
Show details
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Industry statistics

You’re much more likely to get that loan through Acredius than via traditional channels.
Financing the easy way.

Market approval rate

Average rate of financing approvals on conventional platforms.*

Acredius approval rate

Average approval rate for Acredius.

SME Crowdlending in CHF

SMEs received over CHF 350 Million through online platforms in 2017 including crowdlending.*

*Source: Lucerne School of Business, Institute of Financial Services Zug Crowdfunding: an international comparison Crowdfunding Monitoring 2017

The Acredius rating system

We translate what you tell us about your business and project into trust signals, to make the rating more accurate. The better your risk class, the lower your interest rate.
 

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Invest and diversify

Diversify your portfolio by making insightful investments of any size. Acredius gives you data you can trust, giving you the whole picture. Acredius means: more accurate risk assessment for informed decision-making leading to higher returns.

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