How it works Invest

Better business opportunities

Your business needs a finance boost?
Proceed to pre-seed and realize your project quickly – with less paperwork and more of who you are.
We believe in you. Get an offer now!

Monthly instalments

Annual interest rate

Interest rates shown at this stage are estimates. Your exact rate depends on your risk class. You will see your personal offer after submitting your company and project information.

CHF Total loan amount

Select duration

Borrow money through Acredius

Why it is so easy to find investors and get financed
through the Acredius platform?

Find out what makes Acredius different.
Acredius explained in less than two minutes. Watch our video.

Quick and easy loans – online

Simply input information about your business and project. With Acredius, getting a loan is almost paperless.
Our fast and intuitive process reduces the administrative burden of accessing finance.

Control over your data

You decide which information about your business and project to input. Non-traditional data like customer reviews, awards you may have won, or social media profiles can all help your case. We’ll translate your input into TRUST SIGNALS for investors.

High approval rate

Acredius optimizes approval rates by combining traditional aspects of creditworthiness assessment with non-conventional data. This increases likelihood of being approved for an Acredius loan.

Instant loan offer

Our artificial intelligence and machine learning algorithms measure the probability of a default and the affordability risk in seconds, giving you an instant loan offer. Approve, and your project goes live directly to the investor pool.

You’re a start-up

You’ve got a great idea and need some early stage financing to get things moving. It’s too early for VC and too risky for banks – what you need is Acredius.

Your business needs a liquidity boost

You’ve got customers, but you need to make some expenditure before you can invoice them. Instead of a high interest bank loan, try out Acredius!

You’re an SME

You’re in business, but you lack the liquidity to realize a new project. Whether it’s some R&D, a recruitment campaign, or a costly machine you require for growth, the investors on the Acredius platform will be interested!

Recent Projects

C+

P-G11Q46J38 |

CHF 50'000.00

60% financed

Genknowme, personalized prevention...

Objective

Growth

Industry

Professional, scientific and technical activities

CHF 50'000.00

60% financed

2 days 16:12

C+

P-S95P33L45 |

CHF 20'000.00

21% financed

Drone for Agriculture: Vertical...

Objective

Equipment purchase

Industry

Education

CHF 20'000.00

21% financed

18 days 20:42

C+

P-B33U75H23 |

CHF 100'000.00

11.4% financed

Coop Pronto: Product Range...

Objective

Growth

Industry

Wholesale and retail trade, repair of motor vehicles and motorcycles

CHF 100'000.00

11.4% financed

25 days 21:27

C+

P-O2Q44A83 |

CHF 30'000.00

11.3% financed

AirEcoPack: Market Research for...

Objective

Growth

Industry

Professional, scientific and technical activities

CHF 30'000.00

11.3% financed

13 days 11:55

C+

P-O25K57Y34 |

CHF 15'000.00

10.7% financed

Organic Clothing Expansion:...

Objective

Growth

Industry

Other service activities

CHF 15'000.00

10.7% financed

3 days 22:51

C+

P-F68L77Y13 |

CHF 50'000.00

6.8% financed

Strategic Acquisition for Business...

Objective

Startup

Industry

Construction

CHF 50'000.00

6.8% financed

27 days 14:06

C

P-V53R32U63 |

CHF 50'000.00

6% financed

Pavidecor: Modernisation of...

Objective

Growth

Industry

Construction

CHF 50'000.00

6% financed

6 days 22:10

D

P-S51Q2Y72 |

CHF 50'000.00

5.2% financed

AI Fiduciary Services: Global Risk...

Objective

Research & Development

Industry

Professional, scientific and technical activities

CHF 50'000.00

5.2% financed

18 days 23:46

D

P-G41L74R56 |

CHF 100'000.00

2% financed

Restayling Sagl - Crescita

Objective

Debt consolidation & Refinancing

Industry

Construction

CHF 100'000.00

2% financed

26 days 18:31

B

P-G73V31T93 |

CHF 200'000.00

1.8% financed

Sustainable Energy Solutions:...

Objective

Growth

Industry

Water supply, sewerage, waste management and remediation activities

CHF 200'000.00

1.8% financed

26 days 16:52

B

P-Q15O30B86 |

CHF 50'000.00

1.2% financed

Resolvex GmbH - Employees...

Objective

Liquidity

Industry

Information and communication

CHF 50'000.00

1.2% financed

22 days 20:42

C+

P-G84K81O81 |

CHF 20'000.00

1% financed

Liquidity for a unique and...

Objective

Liquidity

Industry

Other service activities

CHF 20'000.00

1% financed

1 day 12:39

B

P-L37Z54A93 |

CHF 100'000.00

0.2% financed

All-In-One Digital Growth System -...

Objective

Working capital

Industry

Other service activities

CHF 100'000.00

0.2% financed

27 days 20:42

C

P-Y95Y15I96 |

CHF 100'000.00

0.2% financed

Solovivo - Platform Development...

Objective

Growth

Industry

Wholesale and retail trade, repair of motor vehicles and motorcycles

CHF 100'000.00

0.2% financed

5 days 22:26

C+

P-X69X16Z87 |

CHF 100'000.00

0.2% financed

Premium & custom-made modular home...

Objective

Working capital

Industry

Construction

CHF 100'000.00

0.2% financed

22 days 17:09

A

P-U89A34W58 |

CHF 100'000.00

0.2% financed

MCS Marlboro Italian Clothing...

Objective

Liquidity

Industry

Wholesale and retail trade, repair of motor vehicles and motorcycles

CHF 100'000.00

0.2% financed

14 days 15:57

B

P-E61U46K39 |

CHF 250'000.00

0.1% financed

Veg.Plant: Market launch of...

Objective

Startup

Industry

Manufacturing

CHF 250'000.00

0.1% financed

11 days 12:34

C

P-G70H9W63 |

CHF 30'000.00

0% financed

FERGONZA SCHWEIZ START UP

Objective

Growth

Industry

Other service activities

CHF 30'000.00

0% financed

29 days 13:34

A+

P-J59X98V55 |

CHF 250'000.00

0% financed

Mithos Sport: expansion to safety...

Objective

Growth

Industry

Wholesale and retail trade, repair of motor vehicles and motorcycles

CHF 250'000.00

0% financed

26 days 13:51

D

P-E58P98Z59 |

CHF 25'000.00

0% financed

Gourmet deli shop with premium...

Objective

Growth

Industry

Wholesale and retail trade, repair of motor vehicles and motorcycles

CHF 25'000.00

0% financed

12 days 16:53

C

P-F0W65H46 |

CHF 50'000.00

0% financed

NSB-Webdesign - Workforce...

Objective

Growth

Industry

Other service activities

CHF 50'000.00

0% financed

10 days 18:39

C

P-N70A1I97 |

CHF 400'000.00

0% financed

Smart package pick up: BoxStation

Objective

Equipment purchase

Industry

Transportation and storage

CHF 400'000.00

0% financed

23 days 22:56

C

P-K22F9S6 |

CHF 100'000.00

0% financed

Unique Water & Bottle Designs: BDC

Objective

Growth

Industry

Wholesale and retail trade, repair of motor vehicles and motorcycles

CHF 100'000.00

0% financed

14 days 20:29

Show all Projects

Industry statistics

You’re much more likely to get that loan through Acredius than via traditional channels.
Financing the easy way.

Market approval rate

Average rate of financing approvals on conventional platforms.*

Acredius approval rate

Average approval rate for Acredius.

SME Crowdlending in CHF

SMEs received over CHF 350 Million through online platforms in 2017 including crowdlending.*

*Source: Lucerne School of Business, Institute of Financial Services Zug Crowdfunding: an international comparison Crowdfunding Monitoring 2017

The Acredius rating system

We translate what you tell us about your business and project into trust signals, to make the rating more accurate. The better your risk class, the lower your interest rate.

Invest and diversify

Diversify your portfolio by making insightful investments of any size. Acredius gives you data you can trust, giving you the whole picture. Acredius means: more accurate risk assessment for informed decision-making leading to higher returns.

SHOW INVESTMENT OPPORTUNITIES

Partners & Network

TMF Group: Partner
Kellerhals Carrard: Legal Advisor
Swiss Finance + Technology Association: Member

Swiss Finance Startups: Member
Swiss Crowdfunding Association: Member
Swiss Marketplace Lending Association: Member

NetComm Suisse: Member
Westhive: Member
PolyReg: Regulator

Get your offer